30 genius tips that will save you money this holiday!
Masterfile When I was a kid, it took ages just to open one Christmas present; My frugal folks made us save the wrapping paper from each gift, which meant that the tape had to be pulled off slooooowly,...
View ArticleHow much Canadians spend over the holidays
Masterfile According to Bank of Montreal’s 2012 holiday spending outlook, the average Canadian will be spending approximately $1,610 this holiday – a figure that includes the cost of gifts, travel and...
View ArticleFive Boxing Day shopping tips
Masterfile Between cooking for a crowd and handling kids hopped up on sugar, the post-Christmas rush usually leaves me too drained to hit up the malls on Boxing Day. But I always manage to muster up...
View ArticleNine career rules for women
Getty Images continue reading below Advertisement There are still far too few women sitting in Canada’s corner offices according to a new study released by Carleton University’s Centre for Women in...
View ArticleGold prices are expected to climb high, should you invest?
Masterfile Owning gold can be about a lot more than a wedding band or grandma’s gold locket. Gold can be a part of your investment portfolio. Consider this: an ounce of gold was worth $600 in 2007,...
View ArticleGoodbye penny! Five things to know about the penny phase out
Today the Royal Canadian Mint stops making pennies. This will change the way Canadians make cash transactions; in some instances, we’ll have to replace the lucky penny with a nickel or a dime. While...
View ArticleWhy Kevin O’Leary doesn’t plan to leave any money to his kids
Dragons’ Den star Kevin O’Leary; Photo by Greg Paupst Kevin O’Leary has built his media persona on telling people the cold, hard truth about business – if their ideas are bad, he tells it like it is....
View ArticleFive pitfalls to consider before downsizing to a smaller home
Masterfile A few years ago, my mom sold our family home on a leafy Toronto cul-de-sac and moved to a small, cheaper condo closer to downtown. In doing so, she followed in the footsteps of countless...
View ArticleShould you take advantage of the low mortgage rates?
Getty Images As we head into the spring real estate market, many Canadians are sitting on the sidelines instead of jumping in. Part of the reason is the mixed messages in the media: some experts call...
View ArticleWhy you should know your personal rate of return
Getty Images How did your investments do last year? It’s a good question to ask, especially if you’re relying on that money for say, retirement or your kids’ education. The problem is, most brokerages,...
View ArticleGirl Guide life lessons for financial and career success
Girl Guides badge As a kid, I always wanted to be a Girl Guide. We didn’t have a chapter in our neighbourhood so my dream of wearing a cool Brownie uniform never materialized. But I’ve always been...
View Article10 ways to make your kids pay at tax time
Getty Images Like most families, our kids are probably our biggest cost – from childcare to clothes and food, not only do they take up most of our time, they cost big bucks. But who’s counting right?!...
View ArticleThe real reason Sheryl Sandberg’s book was criticized
Sheryl Sandberg; Photo from Getty Images When Facebook COO Sheryl Sandberg released her book, Lean In, last month, the backlash was immediate – and it surprised a lot of people. Sandberg’s book is...
View ArticleFour easy clothing repairs that will save you lots of money
Getty Images A couple of months ago, I had a revelation while visiting an 80-something-year-old friend of mine. She had seen holes in my sweater, so pulled out her sewing basket and promptly sewed them...
View ArticleCost of the average Canadian courtship: $43,842
Getty Images Last week a friend of mine was complaining about the high cost of being a wedding guest. Between the dress, the gift and the car she had to rent to schlep to the idyllic suburban venue,...
View ArticleIs buying a fixer-upper really worth it?
Getty Images It was the cheapest house we looked at and it was the biggest. It had bright airy rooms, a big backyard and tons of room for us to grow our family. There was just one problem: it was also...
View ArticleWhy you should have taken home ec in school
Getty Images Did you ever take a home economics class? At school here in Ontario it was called Family Studies and it started in Grade 7. Classes focused on cooking, sewing and basic budgeting. The...
View ArticleSpending habits you should adopt from the 1940s
Getty Images These days we refer to financial literacy a lot, but it’s a term that wasn’t around in our grandparents’ day, back in the 40s, 50s, 60s and even the 70s. Why? Because it wasn’t necessary....
View ArticleDoes Gen Y have it harder than the Boomers?
Gen Y graduation caps. Getty Images Does anyone out there remember 1993? That was the year I was struggling to find my first job out of university. It was smack in the middle of the 1990s recession and...
View ArticleSix tips to save money on technology
Getty Images Apple made a big splash this month when it announced a bunch of shiny new upgrades to its product line, including an improved Macbook Pro and an entirely redesigned version of its iOS 7...
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